Back to Annual Meeting Page		American Public Health Association 133rd Annual Meeting & Exposition December 10-14, 2005 Philadelphia, PA

Abstract #113163

Koren Odierna, MPH and Aruna Dhara, MPH. Yale University, 60 College Street, New Haven, CT 06511, 8604903886, koren.odierna@yale.edu

ICICI Bank Ltd, the second largest bank in India, and its insurance affiliate, ICICI Lombard, have partnered with Biocon Inc. Pharmaceuticals, Narayana Hrudalaya Hospital (NHH), and several independent rural providers in a rural district of Karnataka State, India to provide a comprehensive health insurance and delivery program targeted at local low income Indians. It includes: health insurance, discounted pharmaceutical products, ambulatory transportation services and an accessible provider network. Our work and the ultimate objective of this pilot program is to gather information on disease prevalence in this population, and then to develop cost effective strategies to effectively address barriers to health care.

Field observations, community leader interviews, enrollment information, and claims statistics will provide data for a critical assessment of this program as a potential model for organizations in other developing countries which may be considering health insurance models. Our quantitative results are currently forthcoming (from claims and enrollment figures). The model will be described, and analysis will include an assessment of strengths and challenges of the program, a detailed examination of the partnership structures, and lessons learned. As a pilot, this has potential for roll out and policy alterations at the state level.

Learning Objectives:

• 1. Understand the ARYT model in the context of existing literature and the unique Indian context
• 2. Identify critical external components success and potential challenges for the sustainability of the program
• 3. Assess the model and other potential future partnership models
• 4. Identify best practices and lessons learned from the ARYT project.

Presenting author's disclosure statement:

I wish to disclose that I have NO financial interests or other relationship with the manufactures of commercial products, suppliers of commercial services or commercial supporters.