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Health Insurance Coverage in US Worker Groups: The National Health Interview Survey (NHIS) 1997-2003

Kristopher L. Arheart, EdD1, Alberto J. Caban-Martinez, MPH1, David Lee, PhD1, Lora E. Fleming, MD, PhD1, Katherine L. Chung, MD, MPH1, Sharon L. Christ, MS2, William G. LeBlanc, PhD1, and Terry Pitman, BA1. (1) Department of Epidemiology & Public Health, University of Miami, Miller School of Medicine - NIOSH Research Group, 1801 NW 9th Avenue, Rm 208-B, Highland Professional Building, Miami, FL 33136, 305-243-3488, karheart@med.miami.edu, (2) Odum Institute for Research in Social Science & Department of Sociology, University of North Carolina at Chapel Hill, CB#3355, UNC-CH, Chapel Hill, NC 27599

Objectives: Many American workers and their families obtain medical insurance through their employers or unions. This study examined trends in health insurance coverage in US worker groups.

Methods: Using the nationally representative 1997-2003 National Health Interview Survey (NHIS), the reported medical insurance prevalence among current US workers by occupation was evaluated by gender, race, and ethnicity. Prevalence estimates were weighted to represent the US workforce.

Results: The study population represented an estimated 126,970,317 US workers annually between 1997-2003. The annual prevalence of having medical insurance among all US workers was 83%. From 1997-2003, 80% of US workers had downward trends including: Construction/extractive workers [64% to 55%] and Cleaning/building workers [71% to 66%]. White collar and unionized occupations (98% Managers/administrators and 98% Police/firefighters) had high annual prevalences of medical insurance compared to non-unionized blue collar worker occupations (51% Construction laborers and 50% Farm workers/agricultural workers). There were substantial variations in the prevalences examined by gender, race, and ethnicity among different US worker subpopulations.

Conclusions: Inadequate medical insurance coverage and the lack of access to medical care (especially preventive care) can lead to higher rates of acute and chronic disease for US workers and their families. Decreasing access to medical insurance is concentrated among the most hazardous and low-paying occupations, and among subpopulations of the US workforce. This has significant implications for the health of these workers and their families, and the ultimate cost of their medical care for US society

Learning Objectives:

Keywords: Occupational Health Care, Insurance-Related Barriers

Related Web page: www.rsmas.miami.edu/groups/niehs/niosh/

Presenting author's disclosure statement:

Not Answered

Occupational Health and Safety Topics

The 134th Annual Meeting & Exposition (November 4-8, 2006) of APHA