Implementation of the affordable care act: Challenges for Asian American, Native Hawaiian, and Pacific Islander small business owners and employees
Monday, November 4, 2013
: 5:30 p.m. - 5:50 p.m.
Kathy Ko Chin
, Asian & Pacific Islander American Health Forum, San Francisco, CA
Won Kim Cook, PhD
, Research, Evaluation & Data Division, Asian & Pacific Islander American Health Forum, San Francisco, CA
Priscilla Huang, JD
, Policy Division, Asian & Pacific Islander American Health Forum, Washington, DC
Under the Affordable Care Act (ACA), millions of small business owners are eligible to receive tax credits and gain access to affordable health insurance for themselves, their employees, and their families. This is especially important for Asian Americans, Native Hawaiians, and Pacific Islanders (AAs and NHPIs), who represent over 1.5 million businesses and have the second highest rate of self-employment among all racial groups. Unfortunately, certain subgroups of small business owners will not get the coverage they need because of cost, eligibility, and enrollment barriers. Even with tax credits, the cost of purchasing coverage may be too high for low-income and immigrant business owners. In addition, businesses with no paid employees are excluded from accessing small business benefits offered in the ACA. This exclusion will particularly impact Asian-owned businesses as approximately 80% have no paid employees. AA and NHPI business owners are also more likely to experience language barriers, which could prevent them from understanding coverage options and reduce rates of enrollment. In order to maximize enrollment for small business owners and employees, policymakers should provide eligibility and enrollment forms and instructions in appropriate languages, develop effective outreach and education plans for enrolling individuals, and conduct consumer testing to develop user-friendly materials. Based on recent research findings, this presentation will identify health insurance needs and challenges for AA and NHPI small business owners and employees. Participants will learn strategies for addressing the unique needs of this population to ensure that they have health care access and quality health insurance options.
Diversity and culture
Provision of health care to the public
Public health or related public policy
Describe challenges faced by Asian American, Native Hawaiian, and Pacific Islander small business owners and employees in accessing health insurance through the Affordable Care Act.
Identify policy solutions for overcoming barriers faced by Asian American, Native Hawaiian, and Pacific Islander small business owners and employees in accessing health insurance.
Keyword(s): Asian and Pacific Islander, Health Reform
Presenting author's disclosure statement:
Qualified on the content I am responsible for because: I am a Senior Policy Analyst for the Asian & Pacific Islander American Health Forum, where I am part of our Affordable Care Act (ACA) National Collaborative Project team and lead our work on ACA education and outreach to the small business community. I also assist with our other national and state advocacy efforts and policy work to improve the health of Asian Americans, Native Hawaiians, and Pacific Islanders.
Any relevant financial relationships? No
I agree to comply with the American Public Health Association Conflict of Interest and Commercial Support Guidelines,
and to disclose to the participants any off-label or experimental uses of a commercial product or service discussed
in my presentation.