Abstract

Longitudinal policy surveillance of private insurance hearing aid coverage mandates in the United States

Michelle Arnold, AU.D., PH.D., CCC-A1, Brianna Heslin, J.D.2, Madison Dowdy1, Stacie Kershner, J.D.3, Serena Phillips, DrPH4, Brandy Lipton, Ph.D.5 and Michael Pesko, PhD, MA4
(1)University of South Florida, Tampa, FL, (2)Georgia State University College of Law, Atlanta, GA, (3)Atlanta, GA, (4)Andrew Young School of Policy Studies, Georgia State University, Atlanta, GA, (5)San Diego State University School of Public Health, San Diego, CA

APHA 2023 Annual Meeting and Expo

Intro: Hearing loss affects 23% of Americans, negatively impacting communication, school/ work performance, and mental health. Hearing aids are generally effective for treating hearing loss but underutilized in the US partially due to out-of-pocket costs. Little is known about state private insurance hearing aid mandates.

Objective: The purpose of this study is to understand variation across states’ private insurance mandates for hearing aids and to quantify yearly averages of the share of privately insured beneficiaries.

Methods: A team of audiology, public health law, and health policy experts and graduate students collected and coded state statutes mandating private insurance hearing aid coverage through January 1, 2023, using legal epidemiology. This data was combined with individual-level demographic variables from American Community Survey and Medical Expenditure Panel Survey [MEPS] Insurance Component data to estimate share of privately-insured youth <18 and adults <65 years of age covered by a hearing aid mandate from 2008 to 2022.

Findings: 25 states and 1 territory have private insurance hearing aid coverage mandates, varying in eligible age, frequency of benefit use, and total coverage amount. Between 2008 and 2022, the percent of privately-insured youth <18 years of age with mandated coverage increased approximately five-fold, from 2% to 11%. Less than 10% of privately-insured adults <65 years of age live in a state with coverage.

Summary: Hearing aid mandates cover a small but growing share of Americans. A federal mandate would expedite access, but, in the meantime, states can improve access by adopting mandates, expanding coverage, and removing barriers.

Administration, management, leadership Provision of health care to the public Public health or related laws, regulations, standards, or guidelines