The early history of workers' compensation included attempts to give economic incentives to employers for reductions of workplace risk. This "merit rating" looked both prospectively and retrospectively at individual employers. An early form of risk assessment known as schedule rating attempted to assign a relative factor to individual employers within the same industry through auditing and quantifying attention to physical and moral hazards within the workplace. This paper looks historically at these implementation attempts and how they atdapted to fit changing work environments. It contrasts the early efforts with more recent versions of schedule rating.
Learning Objectives: "At the conclusion of the session, the participant (learner) in this session will be able to: analyze techniques of risk assessment used historically in workers' compensation insurance, and evaluate current trends in merit rating of risks
Keywords: Workers' Compensation, Risk Assessment
Presenting author's disclosure statement:
Organization/institution whose products or services will be discussed: None
I do not have any significant financial interest/arrangement or affiliation with any organization/institution whose products or services are being discussed in this session.